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Smithfield Personal Injury & Car Accident Lawyer

Smithfield Personal Injury Lawyer FAQs

  1. When do you need a personal injury lawyer?
  2. What is the average settlement for an injury claim?
  3. How long does a personal injury case take?
  4. What are the deadline for a personal injury claim?
  5. How much does a personal injury lawyer cost?

After an accident, you need an ally who will work tirelessly to make sure your rights are protected. Our team at the Serpe Firm can be your advocate in your time of need. Contact us to set up a free, no obligation, consultation to discuss your options. We handle car accidents, dog bites, boat accidents, and many other types of personal injury.

We represent victims throughout Isle of Wight (IOW): Smithfield, Windsor, Benns Church, Camptown, Carrollton, Carrsville, Rushmere, Battery Park, Burwell’s Bay, Central Hill, Comet, Indika, Lawson, Morgart’s Beach, Pons, Raynor, Rescue, Stott, Walters, Willis Corner, Zuni, the town of Surry and all of Virginia.

When Do You Need A Personal Injury Lawyer?

Insurance companies know that most people are not familiar with the personal injury claims process. While you might expect your auto insurance company to have your best interests at heart, this couldn’t be further from the truth. Insurers are out to turn a profit. If they see any opportunity to deny a claim or minimize a settlement, they’ll take it.

Here are a few situations that may benefit from hiring a personal injury lawyer:

  • Permanent, Life-Altering Injuries: If your injuries are life-altering, they will likely affect your ability to work and earn a living. Determining a fair settlement in these types of cases can become complex. A good personal injury attorney can help the insurance companies, and a jury, understand just how much your injury will affect the rest of your life.
  • Severe Injuries: When you have severe injuries, you are likely to have expensive medical bills and lost income. The best attorneys can put together a strong case to convey just how much you’ve suffered as a result of the accident.
  • Liability is Uncertain: It isn’t always clear who should be held liable for an accident. If there are multiple injured parties, there may be less settlement money to go around. A personal injury lawyer will make sure that all avenues of compensation are explored.
  • Low-Ball Settlement Offers: Insurance companies will often make low-ball offers within a matter of just a few weeks hoping to quickly settle a claim. Unfortunately, though, these offers come with a release agreement stating you will not ask for more money later. An attorney will build a strong case for you and ensure a fair settlement is negotiated.

What is the average settlement for an injury claim?

How Insurance Policy Limits Affect Settlements

Settlements and verdicts are based on the damage done and the severity of your injuries. However, another major factor includes policy limits. Agreed to in the insurance policy purchased by the insured, policy limits often represent the ceiling for settlement negotiations. A personal injury attorney will ensure that all avenues of compensation are explored.

What is included in a personal injury settlement?

Depending on the specifics of your accident, victims may be entitled to one or more of the following types of damages:

  • Medical Costs: Ambulance rides, a life-saving surgery, or months of physical therapy can all become very expensive. An attorney will seek compensation for those bills and any future medical expenses relating to your injuries.
  • Lost Wages: Some accidents will put people out of work for weeks, months, or even permanently. This loss of earnings can be included in your settlement.
  • Pain and Suffering: This is based on the severity and permanency of your injuries. It is determined by how much pain you suffering you experienced, or will continue to experience, as a result of the accident.
  • Wrongful Death: The Virginia Wrongful Death Act is in place to allow certain family members of to bring a claim for losses they have suffered due to the death of a loved one. This can include funeral costs, medical bills, and the future loss of income for your family.
  • Punitive Damages: Although rare, punitive damages are awarded to punish the at-fault and to deter them from acting recklessly in the future.

How Long Does A Personal Injury Case Take?

There are many factors that go into determining how long it will take to settle Smithfield personal injury case. Here are some of the most important:

Reaching Maximum Medical Improvement

Reaching MMI before starting negotiations with the insurance companies will ensure that all of your medical bills, past and future, are included in a settlement. This is a big factor in the length of time it will take to settle a claim.


Next comes negotiation. Your personal injury lawyer, seeking the maximum compensation possible, will work with the insurance company to land on a number that satisfies both parties.


Although most of our cases are settled without having to go to trial, if an agreement cannot be reached, we may need to file a lawsuit. Although filing a lawsuit kick starts the process of preparing for a trial, negotiations will still continue. Just because litigation is initiated doesn’t mean you’ll necessarily go to court.

What Are The Deadlines For A Personal Injury Claim?

In Virginia, it is necessary to file a personal injury lawsuit within strict deadlines imposed by law. In many cases, Virginia provides for a two-year deadline also known as a Statute of Limitations. However, every case is different and this deadline could vary depending on the circumstances of the situation.

Although two years might seem like a long time, the investigation and negotiation processes can be lengthy. To protect your rights, you should speak with a Virginia or Smithfield personal injury lawyer as soon as possible. Once you have missed this deadline, you will no longer be able to file a claim.

How Much Does A Personal Injury Lawyer Cost?

Our No Fee Promise

We understand the fees associated with a lawsuit can be a barrier to justice. Our personal injury lawyers believe that everyone should have a voice when it comes to asserting their rights. Corporations and insurance companies have tremendous resources, and our no-fee promise levels the playing field

Our no-fee promise means that you don’t owe us any legal fees unless we settle or win your case. Our Smithfield personal injury lawyers will work on your behalf to get a fair settlement, and only charge legal fees if you receive a settlement or verdict.

Contact us for a free consultation.


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    Richard Serpe handled the case for my daughter for injuries she received over 10 years ago. The people who work for him were always great to work with! They responded
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