HOW "GOOD" ARE THE HANDS YOU ARE IN?

Think that your automobile insurance company is on your side? Think again. A report issued by the American Assoication for Justice entitled The Ten Worst Insurance Companies in America provide detailed analysis on the abuses of the car insurance industry, placing profits over people, and engaging in downright lies.

If you have been seriously injured in a car accident, you are likely to receive phone calls or face to face visits from insurance adjusters. You do NOT have to speak with these individuals. An experience car accident lawyer at the Law Offices of Richard Serpe, PC can help you understand the litigation process and how to avoid doing permanent damage to your case by being misled by unscrupulous adjusters.

While the insurance industry enjoys over $30,000,000,000 (yes that is 30 billion dollars) a year in profits, adjusters are trained to deny and delay claims, and in fact can win prizes for being the most aggressive with their own policy holders. Sound like the kind of motivation you want to have in your own representative?

For example, Allstate Insurance company in 1996 paid out 63 percent of the premium received to its policyholders in claims, earning a healthy 37% profit. Not content with this fat profit, Allstate adopted a "boxing gloves" strategy to boost its bottom line, and by denying claims, was able to reduce its payments to just 47 percent of premiums, pocketing over half for profit.

The Norfolk accident lawyers at our firm understand the importance of documenting the full extent of your injuries and loss, including back and neck injuries, often resulting in subtle brain injury or damage, hospital and medical bills, lost income that occur in truck, auto, motorcycle and pedestrian injury cases, and make sure that the information is provided to the insurance company in a way that defeats their efforts to stonewall or deny your claim.

For the record, and in order, here are the TOP TEN WORST insurance companies:

1. Allstate

2. Unum

3. AIG

4. State Farm

5. Conseco

6. WellPoint

7. Farmers

8. UnitedHealth

9. Torchmark

10. Liberty Mutual

Our accident lawyers are available to handle car, truck, motorcycle, pedestrian and other accident cases in the following Virginia cities and counties: Norfolk, Portsmouth, Virginia Beach, Chesapeake, Newport News, Hampton, Suffolk, Williamsburg, Richmond, Roanoke and Petersburg.