Virginia Car Accident Lawyer - Injury Attorneys
5 Important Things You
Should Know About Virginia
Car Accident Cases
- Who Will Pay For My Medical Bills?
- Dealing with the Insurance Companies
- Settlements & Compensation for Victims
- Important Time Deadlines
- How to Contact Us for Your Free Consultation
Who Will Pay For My Medical Bills After
a Virginia Car Accident?
When recovering from a car accident, medical bills should be the last thing on a victim’s mind. A person’s health is priceless, after all. With any luck, bones will mend and wounds will heal. But that’s inevitably when the medical bills start arriving. So who pays?
It’s tempting to take the first settlement the insurance company offers you, especially when you’ve got medical bills piling up. But accept that first offer and you’ll be out of luck should long-term injuries and complications set in. When accepting the check, you’ll have to sign a release agreeing that the payment is a “full and final settlement.” Sign it, and you’ll never again be allowed to ask the at-fault driver or the insurance company for more compensation.
An experienced Virginia auto accident attorney will ensure that you’ve reached maximum medical improvement (when your condition cannot be improved any further), before negotiating with the insurance company. This will ensure that all of your medical bills are included in the settlement, as well as any permanent long-term care that you will need.
Dealing with Insurance Companies
We strongly advise you not to speak with insurance companies until you’ve contacted a Virginia car accident lawyer. You may inadvertently say something that could negatively impact your settlement. Contrary to popular belief, you’re not required to give a recorded statement to the insurance company if they ask for one. Once hired, we become your first line of defense – insurance companies will have to go through our team in order to get to you.
Settlements & Compensation for Virginia Car Accident Victims
Depending on the specifics of the crash, accident victims may be entitled to one or more of the following types of damages: medical costs, lost wages, pain and suffering, punitive damages, and wrongful death.
- Medical costs. Whether you need an ambulance ride to a hospital, an emergency life-saving surgery, or years of physical therapy, medical bills can add up quickly. Victims should never pay for those out of pocket. Seek compensation for those bills, as well as any future medical expenses associated with the injury.
- Lost wages. If you’re hospitalized after your accident, there’s a good chance you’ll miss work while you recuperate. That lost income shouldn’t be written off – sue for the paychecks you missed out on. Accidents can put people out of work for months, so the loss of future earnings should also be included in your settlement.
- Pain and suffering. Long after the physical wounds heal, the emotional pain of an accident can linger. This pain and suffering needs to be compensated for in your settlement.
- Punitive damages. Negligent drivers often need more than an accident to deter them from driving so recklessly again. Punitive damages can motivate the driver to be safer behind the wheel.
- Wrongful death. If your loved one was killed in a car crash, you’re probably grief-stricken and wondering how you’ll shoulder medical bills, funeral costs – not to mention the loss of future income for your family. The emotional loss cannot be understated, either. The loss of companionship and affection is irreplaceable. The Virginia wrongful death act allows certain family members to bring a claim for the losses they have suffered from the death of a loved one.
Important Time Deadlines for Virginia Car Accident Cases
Many accident victims that have taken a “wait and see” approach to find out the hard way that there are STRICT time limitations for bringing a Virginia car accident injury claim. As time goes by and injuries have not gotten any better, victims then seek help for chronic pain or mounting hospital bills. If you wait too long, the door to justice is closed forever.
In Virginia, you typically must file a Virginia car accident lawsuit with the court within two years of the date of the accident. However, these deadlines can vary depending on the circumstances surrounding the situation.
Contact Our Virginia Car Accident Attorneys for a Free Consultation
Our attorneys represent injured victims involved in various types of Virginia car accident cases for over 30 years including: collision accidents, rear-end accidents, texting and distracted driving accidents, drunk driving accidents, truck & tractor-trailer accidents, pedestrian accidents, bicycle accident, injuries caused by vehicle defects, motorcycle accidents, and wrongful death.
Immediate investigation often makes the difference between winning and losing a car accident injury case. The Law Offices of Richard J. Serpe, P.C. conducts immediate investigations to identify crucial witnesses and preserve important evidence. Our attorneys and staff will immediately notify the insurance companies involved to protect you from abusive insurance company tactics.