What Happens If I'm Injured in an Uber or Lyft Accident?
Ride sharing apps like Uber and Lyft make life easier. Whether getting around town after having a few drinks or sharing a ride with a friend who does not have a car, these services are affordable, convenient and safe – most of the time. It may never cross our minds until we’re in the situation ourselves, but injuries that stem from car accidents involving Ubers and Lyfts can cause confusion. If you’re unclear about what happens after such an incident, keep reading!
Ride sharing apps include insurance for their drivers of up to $1,000,000 policy limits. If the driver injures a driver, pedestrian, cyclist or motorist while driving for the service, they are covered for up to that amount. If a customer is injured because of a negligent uninsured motorist, the $1,000,000 policy also applies.
The question of Personal Injury Protection, however, is unclear. Chances are good that the ride sharing service driver’s insurance company would deny coverage. In most cases, auto insurance companies exclude coverage when the driver is using the vehicle for commercial purposes. The exception to this rule is if the company knew in advance that the driver was working for a company like Uber or Lyft.
States like Florida have introduced new legislation to protect consumers involved in accidents while in ride sharing cars. Still, other states have some catching up to do. Our attorneys are watching such legislation closely as the evolution of the ride sharing economy continues.
Injured in a car accident? – Contact Attorney Richard Serpe
Car accidents and wrecks, especially those that result in the wrongful death of an innocent victim, are horrific events. Our attorneys have been helping victims injured in accidents caused by someone else’s negligence for over 30 years. If you’d like to speak with us about your situation contact us for a free case evaluation 877-544-5323.